diff --git a/App.vue b/App.vue
index 2bc4f75..94b1bf7 100644
--- a/App.vue
+++ b/App.vue
@@ -4,8 +4,8 @@
   import { useAuthUser } from './composables/useAuthUser'
   import { useUserStore } from './stores/user'
 
-  import { TUIChatKit } from './TUIKit';
-TUIChatKit.init();
+  // import { TUIChatKit } from './TUIKit'
+  // TUIChatKit.init()
 
   const { token } = useAuthUser()
   const { loginTencentIM } = useUserStore()
diff --git a/api/my-index.js b/api/my-index.js
index 4bbfce9..0bd95be 100644
--- a/api/my-index.js
+++ b/api/my-index.js
@@ -53,9 +53,9 @@ export const getUserPayPwd = () => {
 
 /**
  * 添加/修改支付密码
- * @param {*} data 
- * @param {*} method post 添加 put 修改 
- * @returns 
+ * @param {*} data
+ * @param {*} method post 添加 put 修改
+ * @returns
  */
 export const updateUserPayPwd = (data, method = 'post') => {
   return http({
@@ -125,6 +125,14 @@ export const getUserThirdPay = id => {
   })
 }
 
+/** 获取第三方支付列表 */
+export const getUserThirdPayList = () => {
+  return http({
+    url: '/api/service/userPayment/list',
+    method: 'get'
+  })
+}
+
 /** 获取身份证信息 */
 export const getUserIdCard = () => {
   return http({
@@ -141,3 +149,28 @@ export const addUserIdCard = data => {
     data
   })
 }
+
+/** 获取提现配置详细信息 */
+export const getUserWithdrawConfig = id => {
+  return http({
+    url: `/api/service/appWithdrawalConfig/${id}`,
+    method: 'get'
+  })
+}
+
+/** 获取用户积分详细信息 */
+export const getUserIntegral = () => {
+  return http({
+    url: `/api/system/userPoints/details`,
+    method: 'get'
+  })
+}
+
+/** 添加提现 */
+export const addUserWithdraw = data => {
+  return http({
+    url: '/api/service/SerAppUserWithdrawal',
+    method: 'post',
+    data
+  })
+}
diff --git a/components/bottom-view/bottom-view.vue b/components/bottom-view/bottom-view.vue
index 2fd2e23..f0031ab 100644
--- a/components/bottom-view/bottom-view.vue
+++ b/components/bottom-view/bottom-view.vue
@@ -17,6 +17,6 @@
     padding: 16rpx 24rpx calc(env(safe-area-inset-bottom) + 20rpx); /* 关键：适配 iPhone 等安全区域 */
     background: #fff;
     box-shadow: 0 -2rpx 10rpx rgba(0, 0, 0, 0.1);
-    z-index: 100;
+    z-index: 99;
   }
 </style>
diff --git a/pages.json b/pages.json
index ad8915f..76d653d 100644
--- a/pages.json
+++ b/pages.json
@@ -121,6 +121,20 @@
         "backgroundColor": "#f7f7f7"
       }
     },
+    {
+      "path": "pages/my-index/withdraw",
+      "style": {
+        "navigationBarTitleText": "提现",
+        "navigationStyle": "custom"
+      }
+    },
+    {
+      "path": "pages/my-index/recharge",
+      "style": {
+        "navigationBarTitleText": "充值",
+        "backgroundColor": "#f7f7f7"
+      }
+    },
     {
       "path": "pages/my-index/personal-center/index",
       "style": {
@@ -335,4 +349,4 @@
       }
     ]
   }
-}
+}
\ No newline at end of file
diff --git a/pages/discover/punch.vue b/pages/discover/punch.vue
index 8f6b802..d0fed43 100644
--- a/pages/discover/punch.vue
+++ b/pages/discover/punch.vue
@@ -157,6 +157,10 @@
   }
 
   onLoad(() => {
+    const now = new Date()
+    currentYear.value = now.getFullYear()
+    currentMonth.value = now.getMonth() + 1
+
     getData()
   })
 </script>
diff --git a/pages/my-index/my-index.vue b/pages/my-index/my-index.vue
index b6db31a..bec1fe5 100644
--- a/pages/my-index/my-index.vue
+++ b/pages/my-index/my-index.vue
@@ -2,6 +2,7 @@
   import { useAuthUser } from '@/composables/useAuthUser'
   import { onLoad } from '@dcloudio/uni-app'
   import { navigateTo } from '@/utils/router'
+  import { useUI } from '@/utils/use-ui'
 
   const bottomList = [
     {
@@ -36,6 +37,8 @@
       url: '/pages/my-index/set-up/index'
     }
   ]
+
+  const { showDialog } = useUI()
   const { userInfo } = useAuthUser()
 
   onLoad(() => {
@@ -77,8 +80,16 @@
           <text>{{ userInfo?.totalPoints }}</text>
         </view>
         <view class="right-btn">
-          <button>充值</button>
-          <button>提现</button>
+          <button
+            @click="
+              showDialog('提示', '联系客服或者联系上级分享人', false)
+            "
+          >
+            充值
+          </button>
+          <button @click="navigateTo('/pages/my-index/withdraw')">
+            提现
+          </button>
         </view>
       </view>
       <!-- 入口列表 -->
diff --git a/pages/my-index/recharge.vue b/pages/my-index/recharge.vue
new file mode 100644
index 0000000..3c9ebf8
--- /dev/null
+++ b/pages/my-index/recharge.vue
@@ -0,0 +1,9 @@
+<script setup>
+  // 充值页面
+</script>
+
+<template>
+  <view class="recharge-box">充值页面</view>
+</template>
+
+<style lang="scss" scoped></style>
diff --git a/pages/my-index/wallet/index.vue b/pages/my-index/wallet/index.vue
index 11a8ae1..be35118 100644
--- a/pages/my-index/wallet/index.vue
+++ b/pages/my-index/wallet/index.vue
@@ -4,8 +4,10 @@
   import { onShow } from '@dcloudio/uni-app'
   import { getUserPayPwd } from '@/api/my-index'
   import { useAuthUser } from '@/composables/useAuthUser'
+  import { useUI } from '@/utils/use-ui'
 
   const { userInfo } = useAuthUser()
+  const { showDialog } = useUI()
 
   const itemList = ref([])
 
@@ -49,8 +51,14 @@
         <text>{{ userInfo?.totalPoints }}</text>
       </view>
       <view class="right-box">
-        <button>充值</button>
-        <button>提现</button>
+        <button
+          @click="showDialog('提示', '联系客服或者联系上级分享人', false)"
+        >
+          充值
+        </button>
+        <button @click="navigateTo('/pages/my-index/withdraw')">
+          提现
+        </button>
       </view>
     </view>
 
diff --git a/pages/my-index/withdraw.vue b/pages/my-index/withdraw.vue
new file mode 100644
index 0000000..6df8ccf
--- /dev/null
+++ b/pages/my-index/withdraw.vue
@@ -0,0 +1,397 @@
+<script setup>
+  // 提现页面
+  import { ref, reactive, computed } from 'vue'
+  import { navigateTo, navigateBack } from '@/utils/router'
+  import { onShow } from '@dcloudio/uni-app'
+  import {
+    getUserThirdPayList,
+    getUserBankList,
+    getUserWithdrawConfig,
+    getUserIntegral,
+    addUserWithdraw
+  } from '/api/my-index'
+  import { useUI } from '@/utils/use-ui'
+
+  const { showToast, showDialog } = useUI()
+
+  const popup = ref(null)
+  const topData = ref({})
+  const formData = reactive({
+    nuber: '',
+    // 提现方式
+    paymentAccountId: ''
+  })
+  // 选项列表
+  const withdrawWayList = ref([])
+  /** 提现数据 */
+  const withdrawData = reactive({
+    // 可用积分
+    availablePoints: 0,
+    // 最低提现积分
+    minAmount: 0,
+    // 手续费类型(1:固定金额，2:百分比)
+    feeType: 0,
+    // 手续费
+    feeValue: 0
+  })
+
+  /** 服务费百分比计算，使用计算属性 */
+  const serviceFee = computed(() => {
+    const value = (withdrawData.feeValue / 100) * formData.nuber
+    return Number(value.toFixed(2))
+  })
+
+  /** 获取积分 */
+  const getIntegral = async () => {
+    const res = await getUserIntegral()
+    withdrawData.availablePoints = res.data.availablePoints
+  }
+
+  const getData = async () => {
+    const res = await getUserWithdrawConfig(topData.value.withdrawalType)
+    withdrawData.minAmount = res.data.minAmount
+    withdrawData.feeType = res.data.feeType
+    withdrawData.feeValue = res.data.feeValue
+  }
+
+  const getList = async () => {
+    const res = await Promise.all([
+      getUserThirdPayList(),
+      getUserBankList()
+    ])
+
+    const [thirdPayList, bankList] = res
+
+    withdrawWayList.value = [
+      ...thirdPayList.data?.map(v => {
+        // v.paymentType 1: 微信, 2: 支付宝, 3: 其他
+        return {
+          ...v,
+          name: '',
+          withdrawalType: v.paymentType === 1 ? 2 : 3,
+          id: v.paymentId
+        }
+      }),
+      ...bankList.data?.map(v => {
+        return {
+          ...v,
+          name: v.bankName,
+          withdrawalType: 1,
+          id: v.cardId
+        }
+      })
+    ]
+    if (withdrawWayList.value.length > 0) {
+      formData.paymentAccountId = withdrawWayList.value[0].id
+      topData.value = withdrawWayList.value[0]
+      getData()
+    }
+  }
+
+  const onWithdraw = async () => {
+    if (formData.nuber < withdrawData.minAmount) {
+      showDialog('提示', '提现积分不能低于最低提现积分', false)
+      return
+    }
+
+    if (formData.nuber > withdrawData.availablePoints) {
+      showDialog('提示', '提现积分超过可提积分', false)
+      return
+    }
+
+    const data = {
+      amount: formData.nuber,
+      withdrawalType: topData.value.withdrawalType,
+      paymentAccountId: formData.paymentAccountId
+    }
+    await addUserWithdraw(data)
+    await showToast(`提现成功`, 'success')
+    navigateBack()
+  }
+
+  onShow(() => {
+    getIntegral()
+    getList()
+  })
+</script>
+
+<template>
+  <view class="withdraw-box">
+    <nav-bar isTopBg isPlaceholder title="提现"></nav-bar>
+
+    <view class="view-box">
+      <!-- 选择提现方式 -->
+      <view class="withdraw-way">
+        <text>到账方式</text>
+        <view
+          v-if="topData?.id"
+          class="withdraw-way-line"
+          @click="popup.open('bottom')"
+        >
+          <text v-if="[2, 3].includes(topData.withdrawalType)">
+            {{ topData.withdrawalType === 2 ? '微信' : '支付宝' }}
+          </text>
+          <text v-else>{{ topData.name }}</text>
+          <uni-icons type="right" color="#333333" size="18"></uni-icons>
+        </view>
+        <view
+          v-else
+          class="withdraw-way-line"
+          @click="navigateTo('/pages/my-index/wallet/bank-card/index')"
+        >
+          <text>去添加</text>
+          <uni-icons type="right" color="#333333" size="18"></uni-icons>
+        </view>
+      </view>
+
+      <!-- 提现信息 -->
+      <view class="withdraw-info">
+        <text>提现积分</text>
+        <view class="number-box">
+          <!-- <text>¥</text> -->
+          <input
+            v-model="formData.nuber"
+            focus
+            confirm-type="done"
+            type="digit"
+          />
+          <view
+            v-if="formData.nuber"
+            class="right-clos"
+            @click="formData.nuber = ''"
+          >
+            <uni-icons
+              type="closeempty"
+              color="#ffffff"
+              size="12"
+            ></uni-icons>
+          </view>
+          <view v-else class="right-box">
+            <text
+              class="btn"
+              @click="
+                formData.nuber = String(withdrawData.availablePoints)
+              "
+            >
+              全部提现
+            </text>
+            <text>可用积分{{ withdrawData.availablePoints }}</text>
+          </view>
+        </view>
+        <view v-if="formData.nuber" class="bottom-info">
+          <view class="card">
+            <text>最低提取积分</text>
+            <text>{{ withdrawData.minAmount }}</text>
+          </view>
+          <view class="card">
+            <text>到账积分</text>
+            <text>{{ formData.nuber }}</text>
+          </view>
+          <view v-if="withdrawData.feeType === 2" class="card">
+            <text>服务积分</text>
+            <text>{{ serviceFee }}</text>
+          </view>
+        </view>
+      </view>
+    </view>
+
+    <!-- 底部按钮 -->
+    <bottom-view>
+      <cb-button :disabled="!formData.nuber" @click="onWithdraw">
+        提现
+      </cb-button>
+    </bottom-view>
+
+    <uni-popup ref="popup" background-color="#f9f9f9">
+      <view class="popup-top">
+        <text class="text">选择提现方式</text>
+        <uni-icons
+          type="closeempty"
+          color="#333333"
+          size="20"
+          @click="popup.close()"
+        ></uni-icons>
+      </view>
+      <view class="list-card">
+        <view
+          v-for="(item, index) in withdrawWayList"
+          :key="index"
+          class="item"
+          @click="
+            () => {
+              topData = item
+              formData.paymentAccountId = item.id
+              popup.close()
+              getData()
+            }
+          "
+        >
+          <text v-if="[2, 3].includes(item.withdrawalType)" class="name">
+            {{ item.withdrawalType === 2 ? '微信' : '支付宝' }}
+          </text>
+          <text v-else class="name">{{ item.name }}</text>
+          <uni-icons
+            v-if="item.id === formData.paymentAccountId"
+            type="checkmarkempty"
+            color="#1b38b9"
+            size="18"
+          ></uni-icons>
+        </view>
+        <view
+          class="item"
+          @click="
+            () => {
+              popup.close()
+              navigateTo('/pages/my-index/wallet/bank-card/index')
+            }
+          "
+        >
+          <text class="name">添加提现方式</text>
+          <uni-icons type="right" color="#333333" size="18"></uni-icons>
+        </view>
+      </view>
+    </uni-popup>
+  </view>
+</template>
+
+<style lang="scss" scoped>
+  page {
+    background: #f9f9f9;
+  }
+
+  .view-box {
+    padding: 32rpx 26rpx;
+  }
+
+  .withdraw-way {
+    padding: 32rpx 26rpx;
+    display: flex;
+    flex-direction: column;
+    font-family: PingFang SC, PingFang SC;
+    font-weight: 500;
+    font-size: 28rpx;
+    color: #333333;
+    font-style: normal;
+    text-transform: none;
+    .withdraw-way-line {
+      display: flex;
+      justify-content: space-between;
+      align-items: center;
+
+      margin-top: 16rpx;
+      padding: 32rpx 0;
+    }
+  }
+
+  .withdraw-info {
+    background: #ffffff;
+    padding: 32rpx 26rpx;
+    border-radius: 16rpx;
+    margin-top: 16rpx;
+    display: flex;
+    flex-direction: column;
+    font-family: PingFang SC, PingFang SC;
+    font-weight: 500;
+    font-size: 28rpx;
+    color: #333333;
+    font-style: normal;
+    text-transform: none;
+    .number-box {
+      margin-top: 32rpx;
+      display: flex;
+      align-items: center;
+      border-bottom: 2rpx solid #f7f7f7;
+      padding-bottom: 6rpx;
+      font-size: 38rpx;
+      font-weight: 600;
+      input {
+        width: 100%;
+        font-size: 68rpx;
+        margin-left: 10rpx;
+      }
+      .right-box {
+        flex-shrink: 0;
+        display: flex;
+        flex-direction: column;
+        align-items: flex-end;
+        justify-content: space-between;
+        font-weight: 500;
+        font-size: 22rpx;
+        color: #9c9c9c;
+        .btn {
+          color: #1859e7;
+          margin-bottom: 16rpx;
+        }
+      }
+
+      .right-clos {
+        flex-shrink: 0;
+        margin-left: 10rpx;
+        background: #aaaaaa;
+        width: 34rpx;
+        height: 34rpx;
+        display: flex;
+        align-items: center;
+        justify-content: center;
+        border-radius: 40rpx;
+      }
+    }
+
+    .bottom-info {
+      margin-top: 16rpx;
+      .card + .card {
+        margin-top: 10rpx;
+      }
+      .card {
+        display: flex;
+        justify-content: space-between;
+        text {
+          color: #888888;
+          &:last-child {
+            color: #333333;
+          }
+        }
+      }
+    }
+  }
+
+  .popup-top {
+    padding: 32rpx 26rpx;
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+    .text {
+      font-family: PingFang SC, PingFang SC;
+      font-weight: 600;
+      font-size: 32rpx;
+      color: #333333;
+      font-style: normal;
+      text-transform: none;
+    }
+  }
+
+  .list-card {
+    padding: 32rpx 26rpx;
+    max-height: 600rpx;
+    overflow-y: auto;
+    .item + .item {
+      margin-top: 14rpx;
+    }
+    .item {
+      background: #ffffff;
+      padding: 32rpx 26rpx;
+      border-radius: 16rpx;
+      display: flex;
+      justify-content: space-between;
+      align-items: center;
+      .name {
+        font-family: PingFang SC, PingFang SC;
+        font-weight: 600;
+        font-size: 28rpx;
+        color: #333333;
+        font-style: normal;
+        text-transform: none;
+      }
+    }
+  }
+</style>
diff --git a/utils/use-ui.js b/utils/use-ui.js
index baa543c..b083086 100644
--- a/utils/use-ui.js
+++ b/utils/use-ui.js
@@ -49,11 +49,12 @@ const showToast = (message, type = 'none', duration = 1800) => {
 }
 
 /** 对话框带确认取消按钮 */
-const showDialog = (title, content) => {
+const showDialog = (title, content, showCancel = true) => {
   return new Promise(resolve => {
     uni.showModal({
       title,
       content,
+      showCancel,
       confirmText: '确定',
       cancelText: '取消',
       success: res => resolve(res.confirm)