feat: 更新银行卡管理功能，添加银行卡和删除银行卡的逻辑，优化API请求方式

src/views/issue/issuing-apply/index.vue

@@ -10,14 +10,14 @@ import IssuePeriod from "./issue-period.vue";
 
 const { t } = useI18n();
 const now = useNow();
-const { data: categories = [] } = await safeClient(client.api.rwa.issuance.categories.get());
+const { data: categories } = await safeClient(() => client.api.rwa.issuance.categories.get());
 
 const step = useRouteQuery<number>("step", 1, { transform: v => Number(v), mode: "push" });
 const initialData: RwaIssuanceProductBody = {
   product: {
     name: "",
     code: "",
-    categoryId: categories!.length > 0 ? categories![0].id : "",
+    categoryId: categories.value!.length > 0 ? categories.value![0].id : "",
   },
   editions: [
     {