diff --git a/src/views/exchange/index.vue b/src/views/exchange/index.vue
index bf0d698..95a4f70 100644
--- a/src/views/exchange/index.vue
+++ b/src/views/exchange/index.vue
@@ -10,6 +10,7 @@ const router = useRouter();
 const walletStore = useWalletStore();
 const { wallets } = storeToRefs(walletStore);
 const filterWallets = computed(() => wallets.value.filter(w => w.walletType.allowExchange === true));
+const { data: transactionPasswordStatus } = safeClient(client.api.user.security["transaction-password"].status.get());
 
 // 兑换金额
 const exchangeAmount = ref("");
@@ -137,15 +138,17 @@ async function handleSubmit() {
     return;
   }
 
-  // 验证交易密码
-  if (!transactionPassword.value) {
-    await showToast("请输入交易密码", "warning");
-    return;
-  }
+  // 验证交易密码（如果已设置）
+  if (transactionPasswordStatus.value?.enabled) {
+    if (!transactionPassword.value) {
+      await showToast("请输入交易密码", "warning");
+      return;
+    }
 
-  if (transactionPassword.value.length < 6) {
-    await showToast("交易密码至少6位", "warning");
-    return;
+    if (transactionPassword.value.length < 6) {
+      await showToast("交易密码至少6位", "warning");
+      return;
+    }
   }
 
   const alert = await alertController.create({
@@ -280,7 +283,7 @@ function goToRecords() {
       </div>
 
       <!-- 交易密码 -->
-      <div class="section-card">
+      <div v-if="transactionPasswordStatus?.enabled" class="section-card">
         <div class="section-title">
           <ion-icon :icon="keyOutline" class="title-icon" />
           交易密码
diff --git a/src/views/product/components/subscribe.vue b/src/views/product/components/subscribe.vue
index f9ea74f..b1de342 100644
--- a/src/views/product/components/subscribe.vue
+++ b/src/views/product/components/subscribe.vue
@@ -15,6 +15,7 @@ const emit = defineEmits<{
 }>();
 
 const { data: product } = safeClient(() => client.api.subscription.products({ productId: props.productId }).get());
+const { data: transactionPasswordStatus } = safeClient(client.api.user.security["transaction-password"].status.get());
 
 const paymentPassword = ref("");
 const selectedWallet = ref<string | null>(null);
@@ -42,7 +43,7 @@ async function confirmSubscribe() {
     return;
   }
 
-  if (!paymentPassword.value) {
+  if (transactionPasswordStatus.value?.enabled && !paymentPassword.value) {
     showToast("请输入交易密码");
     return;
   }
@@ -119,7 +120,7 @@ async function confirmSubscribe() {
         </div>
 
         <!-- 交易密码 -->
-        <div class="password-section">
+        <div v-if="transactionPasswordStatus?.enabled" class="password-section">
           <div class="section-title">
             交易密码
           </div>
diff --git a/src/views/transfer/index.vue b/src/views/transfer/index.vue
index 8aa8abe..55512cc 100644
--- a/src/views/transfer/index.vue
+++ b/src/views/transfer/index.vue
@@ -23,6 +23,7 @@ const recipientPhone = ref("");
 
 // 交易密码
 const transactionPassword = ref("");
+const { data: transactionPasswordStatus } = safeClient(client.api.user.security["transaction-password"].status.get());
 
 onMounted(async () => {
   await walletStore.syncWallets();
@@ -110,15 +111,17 @@ async function handleSubmit() {
     return;
   }
 
-  // 验证交易密码
-  if (!transactionPassword.value) {
-    await showToast("请输入交易密码", "warning");
-    return;
-  }
+  // 验证交易密码（如果已设置）
+  if (transactionPasswordStatus.value?.enabled) {
+    if (!transactionPassword.value) {
+      await showToast("请输入交易密码", "warning");
+      return;
+    }
 
-  if (transactionPassword.value.length < 6) {
-    await showToast("交易密码至少6位", "warning");
-    return;
+    if (transactionPassword.value.length < 6) {
+      await showToast("交易密码至少6位", "warning");
+      return;
+    }
   }
 
   const alert = await alertController.create({
@@ -275,7 +278,7 @@ function goToRecords() {
       </div>
 
       <!-- 交易密码 -->
-      <div class="section-card">
+      <div v-if="transactionPasswordStatus?.enabled" class="section-card">
         <div class="section-title">
           <ion-icon :icon="keyOutline" class="title-icon" />
           交易密码
diff --git a/src/views/withdraw/index.vue b/src/views/withdraw/index.vue
index d22913d..1f731fe 100644
--- a/src/views/withdraw/index.vue
+++ b/src/views/withdraw/index.vue
@@ -17,6 +17,7 @@ const selectedWallet = ref<Wallet | null>(null);
 const transactionPassword = ref("");
 const selectedBankAccount = ref<Receipt | null>(null);
 const { data: bankAccounts } = await safeClient(client.api.receipt_method.get());
+const { data: transactionPasswordStatus } = safeClient(client.api.user.security["transaction-password"].status.get());
 
 onMounted(async () => {
   await walletStore.syncWallets();
@@ -100,15 +101,17 @@ async function handleSubmit() {
     return;
   }
 
-  // 验证交易密码
-  if (!transactionPassword.value) {
-    await showToast("请输入交易密码", "warning");
-    return;
-  }
+  // 验证交易密码（如果已设置）
+  if (transactionPasswordStatus.value?.enabled) {
+    if (!transactionPassword.value) {
+      await showToast("请输入交易密码", "warning");
+      return;
+    }
 
-  if (transactionPassword.value.length < 6) {
-    await showToast("交易密码至少6位", "warning");
-    return;
+    if (transactionPassword.value.length < 6) {
+      await showToast("交易密码至少6位", "warning");
+      return;
+    }
   }
 
   const alert = await alertController.create({
@@ -316,7 +319,7 @@ function goToRecords() {
       </div>
 
       <!-- 交易密码 -->
-      <div class="section-card">
+      <div v-if="transactionPasswordStatus?.enabled" class="section-card">
         <div class="section-title">
           <ion-icon :icon="keyOutline" class="title-icon" />
           交易密码